Fixed Rate Real Estate Loans
Rates
and closing costs typically low in the market.
Our mortgage specialists offer conventional
fixed rate and a variety of other mortgage
products.
Mortgage Loan
Specialists
Justin P.
Adamski-President & CEO NMLS# 1600119 Diane
C. Garski- Asst. Vice President NMLS#
713482 Rachael A. Gadbois- President &
CEO NMLS#713544 Nellie A. Roth- Consumer
Loan Officer NMLS# 713578
Variable In House Real Estate
Loans
“Loan Approvals Made
Locally”
Our bank's unique ability to
make decisions locally based on our knowledge of
the applicant and the market make our In-House
Mortgage Loans very popular alternatives,
especially for that non-traditional
borrower.
Mortgage Loan
Specialists
Justin P.
Adamski-President & CEO NMLS# 1600119 Paul
C. Adamski- Founder and Chairman NMLS#
713546 Diane C. Garski- Asst. Vice President
NMLS# 713482 Rachael A. Gadbois- President
& CEO NMLS#713544 Nellie A. Roth-
Consumer Loan Officer NMLS# 713578
Home Equity Loans
The
Pineries Bank is pleased to offer our customers
a Home Equity Line of Credit (HELOC). Customers
have informed us that HELOC’s provide them with
the flexibility and convenience they want for
financing all types of items. HELOCs provide a
line of credit which can be accessed by
transferring funds from the line by phone, in
person, by check or debit card or on our On Line
Banking service. This competitively priced
product is a favorite among our customers, who
routinely use it for remodeling projects, to
purchase vehicles, boats and for any other
purpose. HELOC’s can be originated for any of
these purposes and as the balance reduces or
pays down to zero, can be maintained as a
convenient source of funds for a minimal annual
maintenance fee. Once originated it’s LIKE BEING
YOUR OWN LOAN OFFICER.
Mortgage
Loan Specialists
Justin P.
Adamski-President & CEO NMLS# 1600119 Paul
C. Adamski- Founder and Chairman NMLS#
713546 Diane C. Garski- Asst. Vice President
NMLS# 713482 Rachael A. Gadbois- President
& CEO NMLS# 713544 Nellie A. Roth-
Consumer Loan Officer NMLS#
713578
Installment Loans
The
Pineries Bank offers installment loans for all
types of purchases. These loans are typically
used to finance automobiles, boats, recreational
vehicles, motor homes and other items that
require a short term financing. Our rates are
competitively priced and the loans include
“personalized service” should you have questions
or need additional information any time during
the term of your loan. We encourage phone calls
or a visit to any one of our offices. No need to
be hassled with telephone machine transfers or
800 numbers at large corporations that frustrate
and use up your precious time. Customers
regularly comment about the ease in which a
question or request can be handled by our
friendly and competent staff vs. mega
corporations who don’t allow you to talk to a
human being, “BECAUSE YOUR LIFE IS MORE THAN
JUST A FORMULA”
Installment Loan
Specialists
Justin P.
Adamski-President & CEO NMLS# 1600119 Diane
C. Garski- Asst. Vice President NMLS#
713482 Rachael A. Gadbois- President &
CEO NMLS# 713544 Nellie A. Roth- Consumer
Loan Officer NMLS# 713578
WHEDA Home Loans
The
Wisconsin Housing and Economic Development
Authority (WHEDA) have established a first time
homeowner’s mortgage program which is available
to qualified individuals. The Pineries Bank is
an authorized originator of these loans and has
experienced loan officers who are knowledgeable
about the qualifications required to be eligible
for this, historically below market rate
mortgage program. We encourage you to call and
request additional details regarding this
unique, Wisconsin resident only
program.
Mortgage Loan Specialists
Justin
P. Adamski-President & CEO NMLS#
1600119 Diane C. Garski- Asst. Vice
President NMLS# 713482 Nellie A. Roth-
Consumer Loan Officer NMLS#
713578
Commercial Loans
The
Pineries Bank is a State Chartered Wisconsin
Commercial bank that regularly makes
business/commercial loans in our marketplace.
The bank makes a variety of commercial loans,
including Small Business Administration (SBA)
loans. The bank regularly partners with the
borrower(s) and the Wisconsin Business
Development Finance Corporation to facilitate
processing SBA loans guaranties for business
expansion and startups. The bank also
coordinates guaranties for business/commercial
loans with the State of Wisconsin Housing and
Economic Development Authority (WHEDA) as well.
Business Plans, Sources of Uses of Funds,
Personal Financial Statements and other
documents required for all business loans
requests are easily accessible at the SBA.gov
website regardless of whether a SBA or WHEDA
guarantee is involved in the loan request. Many
of our current business/commercial customers
have informed us that the SBA website has been
an extremely helpful resource in preparing
documents for any application for a new or
refinanced business/commercial loan with our
bank.
Mortgage Loan
Specialists
Justin P.
Adamski-President & CEO NMLS# 1600119 Paul
C. Adamski- Founder and Chairman NMLS#
713546 Rachael A. Gadbois- President &
CEO NMLS# 713544
BANK
NMLS#662842
Sallie Mae's Smart
Option Student Loans
For college
expenses not covered by scholarships and federal
loans, The Pineries Bank has partnered with
Sallie Mae to bring you loans with great
repayment options and competitive rates. Click
below to apply and learn more
details.
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